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Ready for financial advice you can trust? TruNorth Advisors brings professionalism and integrity to clients. Our client testimonials offer clear proof, making your decision confident. Hear from their experiences below!
If I had an option for 6 stars, I would have chosen it! Matt Dixon and his team at TruNorth Advisors are incredible. Matt and various members of the team have worked with me and my wife, Lisa and provided knowledge and expertise in answering all of our questions and that allows us to feel very comfortable with TruNorth. We are glad to have TruNorth on board with us as we plan for retirement!
After my husband passed away, I didn’t know what to do with all the 401Ks, insurance money, etc. Matt put me at ease and helped with all of it. He explained it all to me so I could understand everything. I have total confidence in this company.
We have been with TruNorth for 3 years and have been extremely happy with the move from our previous advisor group. They are like family and listen carefully to our input and dreams! They have helped us achieve many goals thus far and look forward to the future with them.
Everyone at TruNorth work diligently to provide the best product for us. Matt and his staff are very knowledgeable and patient on explaining things until we are sure we understand. We are very thankful for their help to us in our retirement years.
This firm is awesome. They gave peace of mind to my husband and me by explaining everything in detail. So professional. I feel assured and comforted that our financial future and wishes are secure; and, that they will assist our heirs when needed. Each and every staff member welcomed us, such a feeling of family.
TruNorth Advisors is the best move we have made. All your financial services under one roof. From the warm greeting you receive from Mari and Ireland upon arrival to Susan and Landon handling your accounts being transferred in, Susan doing our taxes and Byron explaining everything we question in detail there isn’t a better group. It’s an enjoyable experience walking into that office every time, especially when Adam’s wife has a fresh supply of awesome cookies. First rate all around.
Wonderful company! They go above and beyond to help with financial needs! Josh is great! Highly recommend!
The testimonials presented on this page are provided by clients of TruNorth Advisors. No compensation was provided for these testimonials. The individuals featured in video recordings and written reviews did not receive any form of payment, service discount, or benefit in exchange for their statements.
These testimonials are the personal views and experiences of the clients and may not be representative of the experience of other clients. There is no guarantee of future performance or success. Testimonials are not indicative of investment performance and are not a guarantee of future results.
TruNorth Advisors works with individuals and families to integrate retirement income planning, investment management, and asset protection considerations within a personalized financial planning process. As fiduciary advisors, our guidance is provided based on each client’s unique circumstances and long term objectives.
There’s nothing quite like knowing your finances are in check regarding retirement. Nowadays, it’s hard to live off of social security alone when the monthly payouts average $1,200 per month. There are many ways to ensure financial stability when you retire, and it’s good to start early to get ahead of the game so you can work towards retirement, and financial security for your future. Below you’ll find a list of services you should consider when planning for retirement.
TruNorth offers various resources and services to help you determine the right plan for you to achieve your financial goals. Our retirement advisors are dedicated to helping you understand your current financial status and can help you create a plan to maximize your finances and ensure you’re on the right track for retirement. Income Planning As you plan for retirement, it’s wise to plan on having other sources of income streams because you will no longer be able to rely on your job for income. During this planning stage, your financial advisor can work with you to plan different strategies to start investing in other sources outside your current job income that can help grow your money over time. Investment sources like social security, fixed annuities, and pensions are a few examples of how you can use your money to invest in your future. Investment Management Investment management has everything to do with developing your financial plan, evaluating your goals, and discovering how comfortable you are with risk. Once you understand your plan and your needs, it’s important to stay on track and start working towards completing each milestone. You’ll start by looking at your finances and discovering where you have extra money and how to save that money to then invest in your retirement plan to have that money grow. Managing your finances means you have a road map to your future set, and you’re working towards making smart investment decisions, helping you achieve your retirement plans. Legacy Planning Legacy planning is all about transferring your assets to your loved ones or whomever you want your assets to go to after your death. Without a plan, transferring your assets can get legally messy. Without a planned-out beneficiary of your choice, the courts will assign an administrator to handle your finances and divvy out who gets what. This can then become a huge burden on your loved ones, and your assets may not be passed down to the people you want them to go to. Risk Management TruNorth can help you understand the risks when it comes to planning for retirement. Below are a few tips about what qualifies as risk and how you can plan for it. Through a third-party organization, a complete audit of insurance will be conducted. The third party can then work with us to discover how much risk you have with your investments like auto, home, and liabilities. What is risk? Risk is uncertainty about your investments that has the potential to impact your financial status in a negative way. Long-term care analysis. This analysis is a service provided to meet a person’s overall health and personal care needs for an extended period of time. Everyone ages, and with age, it gets harder and harder to perform daily activities. Planning for your long-term care is important to make sure you are taken care of as you get older. Life insurance benefits. This can replace your income for years of lost job salary and can also assist you in paying off your home mortgage and debt. Medicare needs. Medicare is federal health insurance that most people can qualify for at the age of 65 years old. Tax Planning Understanding how taxes works, in general, is a good way to invest your time, but it can be crucial when you’re setting up and beginning your retirement planning journey. If you aren’t careful, you could hurt a large part of your income and savings. Our financial advisors can help you understand how retirement tax works and determine tax-saving strategies that can lower the amount of taxes you pay. Here are a few examples: If your employer has a 401k option, contributing a set amount of money towards this can lower your income tax. A Roth IRA is an incredible resource that can save you money tax-free. Delay withdrawing from your 401k because you can be penalized for withdrawing early. Make catch-up contributions. Catch-up contributions are applicable to those who are starting their retirement plan later at the age of 50+.
The future is a long way away, and many people tend to think that they’ll have plenty of time to think about retirement later. What some don’t realize is that retirement creeps up on you, and if you haven’t taken the necessary actions to plan for retirement, you’ll start to scramble and can stress about not being prepared and financially secure to quit your job and retire. Social security is typically not enough to live off of, and you likely don’t want to work until you die. What’s going to cover your mortgage, food, clothes, and lifestyle you’ve developed over the years? Social security typically does not cover even half of those costs. When you are no longer earning an income and transition to living off what you’ve put aside for retirement, it is inevitable that you will experience a change in lifestyle and likely that you will not have as much disposable income. However, with adequate preparation, you can expect to enjoy your retirement in relative comfort and to have all of your needs met. There tend to be more unexpected expenses as we age as well. These often come in the form of medical expenses, increases in the cost of utilities, commodities, and housing, and growing extended families. Grandchildren are a blessing, but the price of visits and gifts can certainly add up! Social security and pensions can help but are generally not enough by themselves to allow you to live comfortably. The sooner you begin planning your finances for retirement, the more you typically can enjoy yourself when you are no longer working. It is never too soon to start thinking about how you want to live when you retire and to take steps toward making that vision a reality. Planning for the future now and starting your retirement journey can give you more peace of mind as you continue living your life.
